Phone payments are really taking off, and as they’re becoming more popular and more widely accepted, it’s also more tempting for fraudsters to try to trick you.
We monitor fraud attemps very closely to make phone payments a safe and reliable option for both consumers and merchants, and here are a few tips what you can do to protect yourself from unwanted surprises. These tips are very easy to implement and, in most cases, won’t even require you to change your habits 
These tips apply if you use a payment method that doesn’t require a credit card or bank account, such as daopay, where purchases get charged to your phone bill.
1. Activate your PIN code
This one is pretty obvious and yet so effective. Your phone a mobile ATM, and so you should protect your ATM with a PIN. See your phone’s manual how it’s done. If you can’t find your manual, try googling it, e.g. google “sony ericsson w595 manual pdf”.
(Got an an iPhone? Follow this link to see how it’s done.)
2. Use a pre-paid or pay-as-you-go plan.
Virtually all mobile operators offer pre-paid plans. Think of these as debit cards for mobile payments. It’s a great option for children to learn how to use their phone responsibly without restricting their freedom to choose.
3. Ask you operator for a monthly spending limit.
Some operators allow to specify spending limits; this way you enjoy the advantages of monthly billing, with the benefits of responsible and controlled spending.
4. Monitor phone charges
Most operators offer online tools which let you control your phone charges in real time. Some are even able to send you an SMS once your spendings reached a certain point.
Got a tip you want to share with us? Please post them in the comments!
